Start each week with last week's budget and make any updates. Should just take a few minutes.
No need to consult written budget when making purchases, just available cash per category.
Chippy prioritizes essential spending before any other spending or saving.
Create and prioritize goals.
Chippy will offer budget adjustment advice each week based on balance trends.
Set aside cash each week for future large purchases.
Create stashes for broad saving and spending categories and designate a separate bank account or bucket for each.
Set up automatic weekly transfers from your main checking account into each individual stash using your bank's app or site.
Use your main checking account for essential purchases. Make all other purchases with the designated stash.
Update your main checking account balance every week. Chippy analyzes balance trends and offers advice. Adjust your stashes as needed.